Caligraphy

象形字典： http://www.vividict.com/
篆书：
篆，本是小篆、大篆的合称。
大篆，狭义专指籀(zhòu)文。广义指甲骨文、金文、籀文和春秋战国时通行于六国的文字。
小篆，又称秦篆，是由大篆省略改变而来的一种字体，产生于战国后期的秦国，通行于秦代和西汉前期。古人认为篆书为苍颉(jié)所造，但不可考。中国文字发展到小篆阶段，逐渐开始定型〈轮廓、笔划、结构定型〉，象形意味消弱，使文字更加符号化，减少了书写和人读方面的混淆和困难，这也是我国历史上第一次运用行政手段大规模地规范文字的产物。

隶书；隶书也叫“隶字”、“古书”。是在篆书基础上，为适应书写便捷的需要产生的字体。即小篆加以简化，又把小篆匀圆的线条变成平直方正的笔画，便于书写。隶书的出现，是古代文字与书法的一大变革，是汉字演变史上的一个转折点，奠定了楷书的基础。“隶变”的意义十分深远。它使中国的象形文字进入由点画组成的方块字，它把象形文字需要的弧曲线条统统变化为规整的点画波挑，字形由纵长变成横势的扁方形，这实在是人类文化的一大进步。隶书结体扁平、工整、精巧。到东汉时，撇、捺等点画美化为向上挑起，轻重顿挫富有变化，具有书法艺术美，风格也趋多样化，极具艺术欣赏的价值。

楷书：楷书也叫正楷、真书、正书。从隶书逐渐演变而来，更趋简化，字形由扁改方，笔划中简省了汉隶的波势，横平竖直。《辞海》解释说它“形体方正，笔画平直、可作楷模。故名。”楷书始于汉末，通行至今，长盛不衰。楷书的特点在于规矩整齐，所以称为楷法，一直沿用至今。

从字体结构和书写方式来看，这三种书法比较平稳，属于静的艺术。

草书：是为书写便捷而产生的一种书体。《说文解字》中说；"汉兴有草书"。草书始于汉初，其 特点是：存字之梗概，损隶之规矩，纵任奔逸，赴速急就，因草创之意，谓之草书。当时通用的是“草隶”，即潦草的隶书，后来逐渐发展，形成一种具有艺术价值的书法形式。草书的特点是结构简省、笔画连绵。

行书：是介于草楷之间之间的一种字体，字形灵活，书写便利。它是为了弥补楷书的书写速度太慢和草书的难于辨认而产生的，笔势不象草书那样潦草，也不要求楷书那样端正，可以说是楷书的草化或草书的楷化。《宣和书谱》中说：“自隶法扫地而真几于拘，草几于放，介乎两者间行书存焉。”意思就是隶法解体后，写得近于谨严些的就成了真书，写得近于奔放些的就成了草书。楷法多于草法的叫“行楷”。草法多于楷法的叫“行草”。行书大约是在东汉末年产生的。

行书、草书运动感很强，是一种动的艺术。

Dark Room at Home

Words to avoid in Resume

1. Team player
2. Detailed-oriented
3. Proven track record of success
4. Experienced
5. Excellent communication skills
6. Leadership skills
7. Go-to person
8. Managed cross-functional teams
9. Exceptional organizational skills
10. Self-starter
11. Results-oriented professional
12. Bottom-line orientated
13. Works well with customers
14. Strong negotiation skills
15. Goal-oriented
16. People-person
17. Dynamic
18. Innovative
19. Proven ability
20. Top-flight
21. Motivated
22. Bottom-line focused
23. Responsible for
24. Assisted with
25. Skilled problem solver
26. Accustomed to fast-paced environments
27. Strong work ethic
28. Works well with all levels of staff
29. Met (or exceeded) expectations
30. Savvy business professional
31. Strong presentation skills
32. Looking for a challenging opportunity
33. Cutting-edge
34. Multi-tasker
35. Proactive
36. Seasoned professional
37. Perfectionist
38. Highly skilled
39. Functioned as
40. Duties included
41. Actions encompassed
42. Best-in-class
43. Strategic thinker
44. Trustworthy
45. Flexible
46. Works well under pressure
47. Quick learner
48. Partnered with others
49. Results-focused
50. Out-of-the-box thinker

Shanghai Before and After

Mid-town Bars and food

BARS - MIDTOWN WEST
St. Regis - 2 E. 55th St, 5th Ave, $$$$

Dusk (good cocktail)
147 W 24th St. #1 (6th Ave & 7th Ave), 212.924.4490

Triple Crown Restaurant & Ale
330 7th Ave (28th St & 29th St.), 212.736.1575

Mustang Sally's Saloon
324 7th Ave (27th & 28th St.) 212.695.3806

Pig & Whistle Pub Restaurant -- **** Until 4AM,
Two Floors, Yes Martini Menu
165 W 47th St, 6th & 7th Ave, (212) 302-0112‎, pignwhistlets.com
922 3rd Ave, 55th and 56th, Irish

The Mean Fiddler - **** Until 5AM
266 W 47th ST, 7th & 8th Ave, (212) 354-2950‎, themeanfiddlernyc.com

Connolly's Pub Restaurants -- *** Until 4AM,
OK Irish Bar, DID Not See Martini menu
121 W 45th St, 6th & Broadway, (212) 597-5126‎
14 E 47th St, 5th & Madison, (212) 867-3767
150 E 47th St, Lexington & 3rd, (212) 692-9342
43 W 54th St, 5th & 6th, (212) 489-0271

Croton Reservoir Tavern
108 W 40th St, 6th & 7th Ave, (212) 997-6835‎

O'Lunney's Pub‎
145 W 45th St, Bway & 6th, (212) 840-6688, olunneys.com

STITCH Bar & Lounge (****)
247 West 37th St, 7th & 8th, New York, NY 10018, (212) 852-4826‎, stitchnyc.com
Monday-Friday 11am-2am, Saturday 5pm-4am

BARS - MADISON SQUARE PARK
Dewey's Flatiron‎
210 5th Ave # 1, New York, NY
(25th and 26th Street)
(212) 696-2337‎

Sapa
Ground Floor, 43 West 24th Street
(5th Ave and 6th Ave)
New York, NY‎
(212) 929-1800‎

Gramercy Tavern‎
42 E 20th St # A, New York, NY‎
(5th Ave and Park Ave)
(212) 477-0777‎

SEAFOOD - MIDTOWN EAST
Veritas Restaurant ($$$$, French)
43 E 20th St. (Park Ave & 5th Ave) ,(212) 353-3700

Wild Edibles - *****
535 3rd Ave, 35th & 36th St, 212.213.8552

Pera Mediterranean Brasserie - **** OK
303 Madison Ave. 41st & 42nd St, (212) 878-6301‎, peranyc.com

Kellari Seafood Taverna‎ - **** OK
19 W 44th St, 5th and 6th Ave, (212) 221-0144, kellari.us

Mint Fine Indian Restaurant - ****
150 E 50th St, Lexington & 3rd Ave, (212) 644-8888, mintny.com

Toothpaste to buy

BEST FOAM
Aquafresh Iso-Active Whitening Fresh Impact
This gel's plentiful bubbles froth up when they hit your tongue and penetrate deep between teeth, leaving behind a well-scrubbed feel.
Suggested retail price: $4

BEST INNOVATION
Arm & Hammer Whitening Booster Plus With Enamel Strengthening
If you already have a toothpaste that you love, top it with this liquid-calcium concentrate. It lightens stains and can help fill in tiny cracks.
Suggested retail price: $5.50

BEST OVERALL
Colgate Total Enamel Strength
The gel-paste hybrid keeps your mouth feeling clean and fights germs for 12 hours. Plus, it protects enamel from acids found in foods and drinks.
Suggested retail price: $3.50

PRO'S HEALING PICK
Tom's of Maine Clean & Gentle Care
"It soothes bitten cheeks, sore gums, and even an achy throat with licorice root," says New York City periodontist Greg Diamond.
Suggested retail price: $5, tomsofmaine.com 

BEST BOTANICAL
Burt's Bees Fluoride-Free Natural Whitening Toothpaste
This herbal wonder fights plaque with cranberry extract, polishes with silica, and it contains no artificial flavors, colors, or sweeteners.
Suggested retail price: $5, burtsbees.com

BEST WHITENING
Luster White 7 Toothpaste
With—you guessed it—seven polishing agents, including bamboo, silica, and peroxide, this stain blaster can brighten teeth in one week. Testers loved its mild, sweet flavor, too.
Suggested retail price: $7, lusterpremiumwhite.com

BEST FOR SENSITIVE TEETH
Crest Pro-Health Sensitive Shield
It forms an imperceptible barrier around teeth to calm delicate nerves that are agitated by pain triggers, like hot and cold drinks.
Suggested retail price: $3

BEST ON-THE-GO
Supersmile Quikee
Squirt a dollop of this no-rinse paste onto your tongue, then run your tongue over your teeth to fade stains with calcium peroxide and freshen breath in an instant.
Suggested retail price: $6, supersmile.com

Remember TODAY! Remember LXB.

Today is 10/08/2010, he (LXB) was awarded the Nobel Peace Prize. He has been nominated several years before. Last several days, I had a wild dream that he will be awarded. Last night, I had a dream he won it. Now it's true. Unbelievable. Congratulation. Hat Off to him. Good Luck to him.

5 Home repairs not to ignore

1. Runaway rainwater
"If there are 10 things that can go wrong with a house, 15 of them have to do with water." Gutters水槽, downspouts落水管, and leader pipes collect rainwater and channel it away from the house. In very wet regions, leaders should extend at least 5 feet from the house. Check the entire gutter system seasonally for proper pitch and for clogs, corrosion, broken fasteners, and separation between connections and where gutters meet the fascia board. When inspecting gutters, extend straight ladders 3 feet beyond the roof at a 75-degree angle to the ground.
The soil around the foundation should slope away from the house at least 1 inch per foot for 6 feet or more. If you have planting beds along the foundation, make sure the grading of the bed, its edging, or the edge of the lawn isn't keeping water from draining away from the house.

2. Roof and siding
Roofs are the most vulnerable to water infiltration, given their exposure to the elements and the laws of gravity. On a sunny day, use binoculars to spot cracked, curled, or missing shingles, which are signs that the roof is near its end of life. Also check flashing around chimneys, skylights, and roof valleys, and the rubber boots around vents for cracks.
Siding is also susceptible to leaks, especially where it meets windows and doors. A $5 tube of caulk might save you thousands of dollars in structural repairs. If you live in a cold climate, check the siding under the roof eaves for water stains, which could be a sign of ice damming. Adding attic insulation and sealing gaps around pipes, recessed lighting, and ducts into the attic might help prevent future damming and lower your heating and cooling bills.

3. Pest infestations 虫害
Termites and carpenter ants gravitate to moist soil and rotting wood, another reason to make sure your gutters are in good shape and soil around your foundation is graded properly. Also keep mulch, firewood, and dense shrubbery away from your foundation.
Once termites infiltrate a home, they can bore through the structure in a few short years. Formosan termites, which are prevalent throughout the South, have been known to rip through studs and floorboards in a matter of months. To detect termites, probe the sill plate (also called a mudsill) that sits on top of the foundation with a screwdriver to check for rotted wood. To check for carpenter ants, look for piles of sawdust along baseboards. Regular termites also shed wings along windowsills, walls, and other entry points.
Rodents gravitate toward disorder and debris, such as leaf piles around the foundation. Plug holes in the siding and the foundation walls with expandable foam. Don't forget to look up for signs of birds, bees, or squirrels in soffits and attic vents.

4. Mold and mildew 防霉
Even houses in arid climates aren't immune. Hot outdoor temperatures can drive even small amounts of water trapped in the structure to condense on colder interior surfaces, leading to mold. Musty odors, dank air, and family members with chronic runny noses are warning signs. Check under carpets and around windows for visible mold or mildew. Also remove cover plates for cable-TV, phone, and Internet connections, and use a flashlight to peer behind walls and wallpaper for mold.
Avoid mold tests sold at home centers and online. Each of the kits we tested in the past had significant flaws that were serious enough to not recommend them. If indoor mold covers less than 10 square feet, treat it yourself by scrubbing mold off hard surfaces with a mixture of detergent and water. Then dry completely. Be sure to don an N-95 disposable respirator, goggles, and heavy-duty gloves. Professional remediation is required for larger outbreaks, if the ventilation system is contaminated, or if an allergy sufferer lives in the home. What's more, absorbent or porous materials, such as ceiling tiles and carpet, may have to be thrown away if they become moldy.

5. Foundation cracks
Some cracks are harmless, but others can mean trouble. James Katen, a home inspector from Gaston, Ore., suggests walking around the house with a No. 2 pencil in hand. Hairline cracks are probably the result of concrete curing or minor settling, he says, and can be filled with an epoxy-injection system. "But if the pencil can go into the crack up to the yellow paint on the pencil, that's a pretty wide crack and might be a sign of a major problem," Katen says. A ruler is another handy tool: Cracks wider than 3/16 inch, even vertical ones, can be a problem. Mark smaller cracks with tape and monitor their progress over the coming months. Also be on the lookout for horizontal cracks or bulging or buckling. Along with expanding cracks, those conditions require the attention of a structural engineer. The longer you wait to correct a problem, the more costly it will probably be.

More red flags
• Cracks at upper corners of windows and doors (uneven foundation settling)
• Mushrooms or fungus growing out of siding (moisture in the walls)
• Soft boards or loose rails on outdoor decks (decaying deck structure)
• Soggy ground and lush vegetation around septic tank or leach fields (overfilled or failing septic tank)
• Missing or torn insulation in attic (pest infiltration)
• Scratches or algae on siding (overgrown trees or plants)

NO SOUL NO CHARACTER NO HOPE

今天是10月1号，打开中文频道，看到一个大广场上，到处是鲜花，红地毯，军乐队，层层的警察护卫着，一群人，应该是位高权重的人，他们梳着一样的头 （60多岁的人了，没有一个白发！ -奇迹）， 穿一样的西装，打着同样的领带，迈着同样的步子，在广场上搞活动。他们唯一的区别是前后位置，非常精确，一点差错也没有，没有谁越雷池半步的。
好奇怪，怎么那么像机器人一样。哪怕是在卡通电影里，人物也会有鲜明个性的。

SUPERNOVA IN CHINESE CULTURE

屈原 | 司马迁 | 玄奘 | 嵇康 | 王国维 | 陈独秀 | 刘晓波

嵇康：非汤武而薄周孔,越名教而任自然
“天下万世之真理，非一时之真理”
“夫物质的文明，取诸他国，不数十年而具矣，独至精神上之趣味，非千百年之培养，与一二天才之出，不及此。”

我们缺少什么?
王国维：精神文明.
其他人：物质文明，即富强，以及为实现富强所必需的政治制度和思想武器。西方是物质文明发达，中国是精神文明发达，甚至是全世界最发达的.

嵇康对那些传世久远、名目堂皇的教条礼法不以为然，更深恶痛绝那些乌烟瘴气、尔谀我诈的官场仕途。他宁愿在洛阳城外做一个默默无闻而自由自在的打铁匠，也不愿与竖子们同流合污。他如痴如醉地追求着他心中崇高的人生境界：摆脱约束，释放人性，回归自然，享受悠闲。熊旺的炉火和刚劲的锤击，正是这种境界绝妙的阐释。

周国平在北京大学的演讲
哈维尔走了

Six Numbers to Live By

Blood Pressure: < 120/80 mmHg
Blood Sugar: < 99 mg/dL
Cholesterol: Desirable: < 200, Borderline high: 200~239, High: >240. Results: 242 mg/dL (2011), 248 (Aug 2014), 248(July 2019)
HDL Cholesterol: High: > 60, Low: < 40. Results: 52 mg/dL(2011); 61 (Aug 2014), 61(July 2019).
LDL Cholesterol: Optimal: < 100, Borderline high: 130~159, High: 160-189, Very High: > 190. Results: 168 mg/dL(2011), 148 (Aug 2014), 163(July 2019).
Triglycerides: Results 108, 118(July 2019) Normal: LT 150 mg/dL
Thyroid: A thyroid-stimulating hormone level under 4.0 mIU/L.

MOCA

MUSEUM OF CHINESE IN AMERICA

215 Centre Street, New York, NY 10013
(b/w Howard & Grand Sts; one block north of Canal St)

Collections & Research Center:
70 Mulberry Street, 2nd Fl., New York, NY 10013

Hours
Monday, 11am - 5pm;
Thursday, 11am - 9pm;
Friday, 11am - 5pm;
Saturday & Sunday, 10am - 5pm
The Museum is closed to the public on Tuesday & Wednesday, except for prescheduled groups and the special dates listed below.

They are overpriced

6 Best Food for skincare

1, SALMON: It’s among the world’s greatest sources of omega-3 fatty acids. For skin: keeping your skin from looking dry and helping it battle the dangers of excessive sunlight. Other omega-3 foods: sardines, walnuts, flaxseed.

2, CARROTS: It has rich tiny orange pigments called beta-carotene. It nestle into your skin, fill in blotches, and give you a healthy glow. And what’s more, this can actually help prevent premature aging from sun damage. Other beta-carotene foods: sweet potatoes, red bell peppers, red grapefruit.

3, AVOCADO: People with higher intakes of olive oil had fewer wrinkles than people with higher intakes of butter. Why eat avocado over olive oil? Both are good, but avocados have the added bonus of B vitamins, which also help to keep your skin looking vibrant and smooth. Other monounsaturated-fat foods: olive oil, almonds, peanut butter.

4, BEANS: Smoothing out wrinkles. High intakes of legumes—alongside vegetables and healthy fats—resulted in 20% fewer wrinkles over time. The effect is likely a result of isoflavones—potent antioxidants—concentrated in the beans. Other isoflavone-rich foods: alfalfa, tempeh, tofu.

5, GRAPES: Besides providing protection from heart attack and stroke, antioxidants called polyphenols found in grapes can also help keep middle-aged skin from sagging. That’s because polyphenols improve skin’s elasticity by strengthening collagen, the primary protein in skin’s innermost layer. Other polyphenol-rich foods: grape juice, blueberries

6, WATER: No doubt. Other replacement: watermelon, peaches, celery.
=================JPN MARTIAL ARTS=====================
Iaidō 居合道 いあいどう
Kendo 劍道 剣道
Naginata  なぎなた, 薙刀
Kyudo 弓道 弓道
Battodo a swordfighting martial arts
Jodo 杖道 じょうどう
Aikido 合气道 合気道
Jujitsu 柔术 柔術

Today's USA

•    83 percent of all U.S. stocks are in the hands of 1 percent of the people.
•    61 percent of Americans "always or usually" live paycheck to paycheck, which was up from 49 percent in 2008 and 43 percent in 2007.
•    66 percent of the income growth between 2001 and 2007 went to the top 1% of all Americans.
•    36 percent of Americans say that they don't contribute anything to retirement savings.
•    A staggering 43 percent of Americans have less than $10,000 saved up for retirement.
•    24 percent of American workers say that they have postponed their planned retirement age in the past year.
•    Over 1.4 million Americans filed for personal bankruptcy in 2009, which represented a 32 percent increase over 2008.
•    Only the top 5 percent of U.S. households have earned enough additional income to match the rise in housing costs since 1975.
•    For the first time in U.S. history, banks own a greater share of residential housing net worth in the United States than all individual Americans put together.
•    In 1950, the ratio of the average executive's paycheck to the average worker's paycheck was about 30 to 1. Since the year 2000, that ratio has exploded to between 300 to 500 to one.
•    As of 2007, the bottom 80 percent of American households held about 7% of the liquid financial assets.
•    The bottom 50 percent of income earners in the United States now collectively own less than 1 percent of the nation’s wealth.
•    Average Wall Street bonuses for 2009 were up 17 percent when compared with 2008.
•    In the United States, the average federal worker now earns 60% MORE than the average worker in the private sector.
•    The top 1 percent of U.S. households own nearly twice as much of America's corporate wealth as they did just 15 years ago.
•    In America today, the average time needed to find a job has risen to a record 35.2 weeks.
•    More than 40 percent of Americans who actually are employed are now working in service jobs, which are often very low paying.
•    or the first time in U.S. history, more than 40 million Americans are on food stamps, and the U.S. Department of Agriculture projects that number will go up to 43 million Americans in 2011.
•    This is what American workers now must compete against: in China a garment worker makes approximately 86 cents an hour and in Cambodia a garment worker makes approximately 22 cents an hour.
•    Approximately 21 percent of all children in the United States are living below the poverty line in 2010 - the highest rate in 20 years.
•    Despite the financial crisis, the number of millionaires in the United States rose a whopping 16 percent to 7.8 million in 2009.
•    The top 10 percent of Americans now earn around 50 percent of our national income.

Saturday's CL Final

At 2:30PM, On May 22nd, 2010. This should be a fascinating CL final, Italian INTER MILAN vs German Bayern Munich. Two great characters in football world. LVG is the former Ajax and Barcelona coach, he loves beautiful attacking game, he is an ultimate disciplinary trainer. JM is the self-claimed "Special" one, he plays pragmatic football, his ultimate goal is to win regardless which ways. But he is different from other pragmatic Italian coach, like Capello, Lippi, Raneiri and Zoff. JM is a bigger character considering his relations with media and fans. He is also a master of language when facing press.

At the end of the day, I love to see LVG walk away with the cup. After more than 10 years of up and down in his career, he always stuck to his philosophy of discipline and attacking football. Now, his hair becomes white. I like to see him receiving this special reward for his faith in his game.

MSTR Linkedin Post

Why is QlikView different? Why do we all need it?

GeoSpatial / Mapping App Integration with MicroStrategy -- Which is the best and what is your experience?

BigDataLabs.com

Maps4Strategy. Until now the maps are only available for Italy, but soon we will implement Europe and USA Maps.
http://www.giano-solutions.com/maps4mstr/

SOUTH AFRICA WCUP

正如每次世乒赛一到，人们都预测中国球员会拿到冠军一样； 每次世界杯我第一个想到的还是巴西队。 上届世界杯，我预测的第一热门球队是巴西队。这次，不得不承认巴西队还是第一热门球队。巴西队球员的实力在那里，教练邓加是个讲究实际的人： 不求场面好看，只求胜利。这种执教理念为球队的防守增加了厚度。坚强的防守，加上攻守平衡，是夺取冠军必须的。这次世界杯第一次在非洲大陆举办，南美和欧洲球队都是远途征战。从水土上来说，不分伯仲。我初步整理了一下本人对一些队伍的看法。今天是5月15号，今天写完之后就不再改了，到时候我们再回来看看，看看今天讲的有没有道理。

巴西： 法国队是他们在世界杯的克星。自从86年世界杯之后，巴西没赢过法国。以前阿根廷可以克巴西，现在也是巴西胜多负少。所以，如果不碰法国和阿根廷，巴西很有希望得冠军。
阿根廷： 预选赛表现很差，差一点无法出线。梅西在球队里发挥不了威力，全队像无头苍蝇一样场上乱跑，没有战术。作为教练的马拉多纳没有什么经验，仅靠他的名气，阿根廷就能拿冠军？我们应该相信阿根廷会比预选赛时表现的好。结论：很难预测。 很大程度看梅西是否能与球队融为一体.
美国： 我预测进入第二轮。 以后，也很难预测。
西班牙：他们是目前欧洲实力最稳定的队伍。欧洲杯冠军。这次他们能像以前的法国队一样，成为双料冠军吗？他们最要提防的是防守反击的球队。
法国： 靠亨利的手球进入了世界杯。他们还能像上届一样进决赛吗？很难，除非ZIDANE重返赛场.不过按照实力，他们应进前8，或前4.
意大利：上届冠军。但队伍老化了，欧洲杯上看的很明显。止于前8。
英国：冠军的有力争夺者。
德国：指望不大。止于前8。
荷兰：看好他们进前4.
葡萄牙：能否进入第二轮，都是一个问号。除了同组的巴西，另一个小组出线的很可能是非洲的象牙海岸队。
塞尔维亚（前南斯拉夫）：是个谜。预选赛表现很好。
非洲球队： 在本土比赛，应该有利。不知道那一只非洲球队会成为黑马？象牙海岸队，也许。
亚洲球队： 本来实力有限，这次又是在非洲大陆，几乎没戏。

2010 K2 Trek in Pakistan

FRI 08/06/2010 - SUN 08/29/2010
K2 & Gondogoro La trek in blogspot
K2 & Gondogoro La trek

Baltoro Glacier K2 Charity Trek
22 days, SAT 09/04/2010 - SAT 09/25/2010

Use Kayak.com (saved two flight alerts)
Emirates Airline (09/01 - 09/26; $1335)
Emirates Airline (08/04 - 08/30; $1653)

K2: A Trek to Danger’s Doorstep - Pakistan Side
(NY TIMES Article)

Common Errors when Buying new House

A home inspection can find problems with the foundation, electrical, plumbing, roof, attic insulation, and heating and air conditioning. In some states, separate licensed inspectors offer mold or termite inspections.

Hire a real estate attorney.

When signing a sales contract, buyers usually have to put up 1% to 3% in "earnest money," which they don't get back if they pull out of the deal except under certain conditions spelled out in the contract.

Don't underestimate insurance costs and fail to budget for them.

The World's Most Affordable Retirement Haven.

AUGUST'S DREAM TOUR

AFTER BID REPORTING， PLAN FOR TIBET/XINJIANG TOUR:
TOTAL: 24 DAYS

1， LEAVING IAD
2， ARRIVE PVG
3， FLY TO URUMQI & KASHGAR
4， 卡拉库里湖，慕士塔格峰 （喀什）
5， 卡拉库里湖，慕士塔格峰 （喀什）
6， 叶城 >> 阿里 (越野车)
7， 叶城 >> 阿里 (越野车)
8， 叶城 >> 阿里 (越野车)
9， 札达土林，托林寺，古格王国遗址, 扎西次登高原摄影
10， 札达土林，托林寺，古格王国遗址, 扎 西次登高原摄影
11， 札达土林，托林寺，古格王国遗址, 扎 西次登高原摄影
12， 阿里昆莎机场 >> 拉萨机场
13， 大昭寺，色拉寺，布达拉宫， 自行车环城
14， 楚布寺，纳木错，羊八井，甘丹寺
15， 楚布寺，纳木错，羊八井，甘丹寺
16， 日喀则，珠峰
17， 日喀则，珠峰
18， 回拉萨
19， 拉萨 上海
20， 上海 >> 华府

Who is MM (Martin Munkacsi)

Martin Munkacsi

Great Masters

Lecture

My Favorite Dashboards

Interactive Dashboard Gallery

EA
ORBIS
USPS
Primatics Financial (Video, requires Flash Player 10)

MSTR-Simple Map
MSTR-MicroChart
MSTR-Bubble Widget
MSTR-What-If Analysis

MSTR-Fish Eye
MSTR-Bubble & HeatMap
MSTR-Heatmap View
MSTR-Line/Bubble Grid

GUI Widget

GUI Widget List

也无风雨也无晴

“他是一位有魅力、有创意、有正义感、旷达任性、独具卓见的人，是一个伟大的人道主义者，一个百姓的朋友，一个大文豪，大书法家，创新的画家，造酒的实验家，一个工程师，一个憎恨清教徒主义的人，一位佛教徒，巨儒政治家，一个皇帝的秘书，酒仙，厚道的法官，一位在政治上专唱反调的人，一个月夜徘徊者，一个诗人……”

《定风波·莫听穿林打叶声》
三月七日，沙湖道中遇雨，雨具先去，同行皆狼狈，余独不觉。已而遂晴，故作此。 
莫听穿林打叶声，何妨吟啸且徐行。竹杖芒鞋轻胜马，谁怕？一蓑烟雨任平生。料峭春风吹酒醒，微冷，山头斜照却相迎。回首向来萧瑟处，归去，也无风雨也无晴。

唐代词人张志和的词《渔父》:“西塞山前白鹭飞②,桃花流水鳜鱼肥③。青箬笠④,绿蓑衣⑤,斜风细雨不须归。”

②      西塞山:在浙江吴兴县西。白鹭:白鹭鸶,好群居,常觅食于湖沼水田。
③      桃花流水:桃花盛开的季节正是江水汛期,俗称桃花水。鳜(guì桂)渔:俗称桂渔,鯚花鱼,味道鲜美,鱼中珍品。
④      箬(ruò若)笠:用竹篾、箬叶编的斗笠。箬同“篛竹”之一种。
⑤      蓑(suō)衣:用草或棕毛编织的雨衣。

True? Line2 to Sidestep AT&T

IPhone App to Sidestep AT&T

Have you said this way?

1. "I pay your salary. You have to do what I say." Have you not heard? It's the 21st century. Threats and power plays just do not cut it anymore (and they were always a terrible way to manage). Yes, you pay people's salaries but that doesn't mean you're their lord and master. You are their leader, however. Leaders lead by inspiring, teaching, encouraging, and, yes, serving their employees. Good leaders never need to threaten. So keep your word, set a good example, praise in public, criticize in private, respect your employees' capabilities, give credit where credit is due, learn to delegate, and when you ask for feedback don't forget to respond to it. (Another sentence to be avoided: "Do what I say, not what I do.")
2. "I don't want to listen to your complaints." Hey, boss, you have this backwards. You do want to listen to employees' complaints. That's part of your job. You should be actively seeking feedback, even negative feedback. It may be annoying, even painful, but that's why you get the big bucks. Complaints point to where your processes and practices need improvement. And even if a problem absolutely can't be helped, allowing your employees to vent can go a long way toward restoring morale and building loyalty.
3. "I was here on Saturday afternoon. Where were you?"
4. "Isn't your performance review coming up soon?"
5. "We've always done it this way."
6. "We need to cut costs" (at the same time you are, say, redecorating your office).

7. "You should work better."


======================================================================
"Well, I'll try,"
"Whatever"
"Maybe" and "I don't know"
"I'll get back to you"
"If"
"Yes, but . . ."
"I guess . . ."
"We'll see . . ."
======================================================================

Cook Clam Soup

NO. 1
海鲜蛤蜊汤的制作材料：
主料：菠菜100 克,白萝卜100克,白菜100克,蛤蜊100克
辅料：胡萝卜50克,香菇（鲜）30克,鸡胸脯肉30 克,墨鱼10克,牡蛎25克
调料：盐8克
海鲜蛤蜊汤的做法：
1. 菠菜、白菜洗净后煮熟，冷却；
2. 胡萝卜洗净后切长条；
3. 白萝卜洗净后切块；
4. 蛤蜊、牡蛎洗净，去沙；
5. 将菠菜和胡萝卜放在白菜上卷起，并横切成段；
6. 汤锅放入鸡汤、白萝卜、香菇、墨鱼丝熬煮；
7. 待食材酥烂后放入鸡胸肉、蛤蜊、牡蛎及蔬菜卷，略煮片刻加盐调味即可。

NO. 2
蛤蜊汤的制作材料：
主料：蛤蜊250g,榨菜碎末 1大匙,葱花2大匙。米酒2大匙,盐适量,胡椒适量。
教您蛤蜊汤怎么做，如何做蛤蜊汤才好吃
1）蛤蜊浸盐水中吐尽沙泥，洗净后沥干水。
2） 锅中放入蛤蜊、水、酒，大火煮开后改小火稍煮。
3）加入榨菜碎末，用盐、胡椒调味，撒上葱花即可。

Discover Card Travel Assistance

Discover Card Travel Assistance

Your Discover Card comes with the most complete set of free travel benefits offered by any no-annual-fee credit card—for peace of mind that comes from extra protection.

24/7 Travel Assistance

24/7 Travel Assistance provides you with a wide range of free travel assistance benefits while you're traveling—anytime, anywhere. Just call us at 1-800-DISCOVER () to use any of these emergency services. If you're calling from outside the U.S., call us collect at 1-801-902-3100. We're here 24 hours a day every day.

• 24/7 Travel Assistance Terms and Conditions

24/7 Travel Assistance Terms and Conditions

The 24/7 Travel Assistance is operated by AXA Assistance USA, Inc.
Third-Party Charges

The 24/7 Travel Assistance is not insurance, so you will be responsible for all third-party fees and expenses for services requested, such as professional or medical fees.

Eligibility

You must be a cardmember whose account is in good standing, the cardmember's spouse or dependant child traveling with the cardmember, or an authorized user of an account in good standing.

Availability of Services

Certain services may not be available in all areas. Call us at 1-800-DISCOVER (1-800-347-2683) for assistance or if you have questions about a specific destination. While AXA Assistance will make every reasonable effort to provide the services, neither AXA Assistance nor Discover Bank or our respective affiliates will be liable if a service is not provided or for any services that are provided by third parties. Multiple emergency cash advances are subject to AXA Assistance and Discover Bank’s discretion. The services and these terms and conditions are subject to change without notice.

Lost Baggage Tracking

We'll help you locate lost luggage by staying in touch with your airline or other carrier, and provide regular status updates until your luggage is found.

Emergency Cash Transfer/Cash

We'll help you find the most easily obtainable funds. We can locate ATMs and financial service institutions, or arrange to have cash wired or delivered while traveling.

Passport and Travel Document Replacement

If your passport, identity cards or other papers necessary to return home are lost or stolen, we provide assistance to replace them.

Embassy or Consulate Referral

We'll direct you to the nearest appropriate Consulate or Embassy:

• Before your trip—to obtain a visa for a foreign country
• During your trip-—to visit a U.S. Embassy or Consulate

Flight Rebooking/Ticket Replacement

If your tickets home are lost or stolen, or if illness or other emergency requires changing travel arrangements, we provide assistance replacing or rebooking your tickets.

Legal Referrals

Get referrals to lawyers or other legal service providers, including name, address, telephone number, office hours, specialty and language resources. Whenever possible, you'll have a choice of two or more referrals. We follow up with you to ensure service rendered was satisfactory and provide additional referrals if needed.

Valuable Document Delivery Arrangements

If your important documents (passport, driver's license, credit cards) are lost or stolen while traveling, we'll coordinate arrangements to recover, replace or forward the documents, and help you file loss reports.

Local Police Station Referral

Get the location and phone number for local authorities and police stations.

Security and Evacuation Assistance

If your home country determines there is a need for evacuation, we can make all arrangements and coordinate your evacuation to your home country or safest nearby country.

Political Evacuation

We can arrange for repatriation on political grounds if you are in a country that needs to be evacuated, based on the decision of the United States government. In hostile or dangerous conditions, we'll use all resources to maintain contact with you until an evacuation becomes practical or the emergency has ended.

Insurance Plans

Car rental and flight insurance come with you everywhere you go.

Car Rental Insurance Plan

Your Discover Card comes with a Car Rental Insurance Plan that provides $25,000 of secondary collision damage insurance when you rent a car using your Discover Card and decline coverage offered by the rental agency.

Flight Accident Insurance Plan

When you purchase an airline ticket with your Discover Card, you're eligible for up to $500,000 of Flight Accident Insurance.*

Claims are administered by:

Chubb Group of Insurance Companies
Claims Service Center
600 Independence Parkway
P O Box 4700
Chesapeake, VA 23327-4700
Fax: 800 300 2538
www.chubb.com

Descriptions of Coverage

To review the descriptions of Coverage for insurance provided at no cost to you, select the link below that corresponds to your Card. If you are unable to open the documents or have additional questions please call 1-800-DISCOVER ().

Do we have to buy organic?

Fortunately, the Environmental Working Group (EWG, a nonprofit, nonpartisan organization) has identified 15 fruits and vegetables that are least likely to be contaminated with pesticide residues. I told him to save money and buy those conventional:
1. Asparagus
2. Avocado
3. Broccoli
4. Cabbage
5. Eggplant
6. Kiwi
7. Mango
8. Onions
9. Papaya
10. Pineapple
11. Sweet corn (frozen)
12. Sweet peas (frozen)
13. Sweet potatoes
14. Tomatoes
15. Watermelon
EWG also identified 12 fruits and vegetables that are most likely to have higher trace amounts of pesticides. (If your budget allows, buy these 18 foods organic too.) We buy organic:
1. Apples
2. Carrots
3. Celery
4. Cherries
5. Grapes (imported)
6. Kale
7. Lettuce
8. Nectarines
9. Peaches
10. Pears
11. Sweet bell peppers
12. Strawberries

7 Fresh Tips to Prevent Bad Breath

牧师的墓碑

马丁.尼莫拉牧师的墓碑，上面写着一段文字：“当他们来抓犹太人时，我没有说话，因为我不是犹太人；他们来抓共产党时，我没有说话，因为我不是共产党人；他们来抓工会成员，我没有说话，我不是工会成员；他们来抓天主教徒，我还是没有说话，因为我是新教教徒……终于有一天，他们来抓我了，我站起来看了看，四周已经没有人能帮我，他们都被抓了”。

6 Foods That Fix Bad Breath

When your breath has turned toxic because of smelly foods—usually garlic, onions, or curry, but fish and cheese can do a number, too—you need an air freshener for your mouth. And you need it often: every 30 to 60 minutes until the odorous offender has cleared out of your bloodstream, which can sometimes take up to 24 hours. Because brushing constantly is impossible, try countering breath-busting foods with what's likely to be handiest: other foods.

1. Lemons: Suck on a lemon wedge, or nibble on the rind—easy to do in restaurants, where there's often a citrus garnish; if not, you can order sparkling water with lemon. For other times, lemon-flavored hard candies work just as well, and they're totally portable.

2. Parsley and other green garnishes: When your favorite garlic-laden pasta dish or onion-topped burger arrives with a few sprigs of parsley on the side, consider it a hint, not just a colorful trim. Chewing on the sprigs releases parsley's pleasant, breath-freshening oils. Garnishes of fresh basil and rosemary work, too.

3. Apples and other crisp, fresh foods (firm pears, carrots, jicama): They're high in fiber, and all that chewing bumps up saliva production—the combo acts like a scrubbing rinse for your mouth. Sweet.

4. Crunchy spices: For a more exotic solution, pick up some anise, cardamom, coriander, and fennel seeds, available in the spice aisle of most grocery stores. Mix equal parts in a small covered bowl, and keep it on the dining room table next to the salt and pepper. Chewing on a few seeds will release enough oil to sweeten after-dinner curry or coffee breath. And your mouth will taste amazing.

5. Mint sprigs or cinnamon sticks: Either of these deliciously potent flavors will squelch the sulfurous scent of onion and garlic. Plus, an essential oil in cinnamon kills a nasty type of oral bacteria, discouraging it from setting up house in your mouth. Cinnamon or mint gum is just as effective. If you pick a gum sweetened with xylitol, it will freshen breath and help reduce cavities—smart, if you're a gum lover. Bonus: Regular oral care can make your RealAge as much as 6.4 years younger.

6. Berries and yogurt: If you can't get through most days without indulging in foods that are less than breath-friendly, eat for prevention, which is even better than a cure. Consuming half a cup of plain, sugar-free yogurt twice a day can lower mouth levels of hydrogen sulfide (yes, that rotten egg smell). Berries (and melons, oranges, and other fruits high in vitamin C) also deter stinky mouth bacteria. Start and end each day with a cup of fruit topped with a big dollop of yogurt and you might never have to worry about bad breath again.

7 Fresh Tips to Prevent Bad Breath

7 Fruits to avoid now (March 2, 2010)

We asked chefs across the country to pick one fruit or veggie they just won't eat right now and why. Here are their answers:

• Tomatoes. "Tomatoes should be picked off the vine where they have grown at the natural pace in the summer -- outside in the sun. Those are the only ones worth eating. I'm convinced that people who think they don't like tomatoes have eaten them at the wrong time of year." Kevin Gillespie, executive chef, Woodfire Grill, Atlanta.

• Asparagus. "The peak of its season is in spring, but people are able to grow it during the winter further south in places like Mexico because of the weather. By the time this asparagus gets to us in Seattle during the winter, it's probably three weeks old and hardly at its best," Mark Fuller, chef/owner, Spring Hill, Seattle.

• Corn. "I grew up picking corn in the summer and know the flavor of perfectly ripe corn. You just can't beat it," David Myers, chef/owner, Sona, Los Angeles.

• Nightshades. "We stay away from about all fresh nightshades, meaning tomatoes, eggplant, peppers. They're not local, they're shipped across the globe, you can drop 'em out a third floor window and they remain intact, plus they taste lousy," Eric Tucker, executive chef, Millennium Restaurant, San Francisco

• Peaches. "Some people think of peaches the way that Gertrude Stein talked about a rose -- but a peach is not a peach is not a peach, especially if you consider when and where you're eating it. In August, there's no more beautiful or more delicious expression of the season. But in March, it's a disaster." Dan Barber, executive chef and co-owner, Blue Hill, New York City.

• Melons. "Down here in the south, there's no way you're going to find a good quality melon right now. The taste, smell, and texture are all bad in the wintertime. There's also the mental association to summer. You think of 90-degree days when you think of melons," James Boyce, chef/owner, Cotton Row, Huntsville, Alabama.

• Berries. "They're really expensive. They taste like cardboard. Most of them are coming from South America, and I'm afraid of some of the chemicals used in the growing process," Rob Endelman, founder, Cook With Class, New York City.

What are chefs most excited to start cooking with in the spring? English peas, asparagus, artichokes, morels, and fava beans.
Depending upon where you live, you'll see these vegetables pop up at farmers' markets anytime from late March through April. And late spring is also when we'll start to see ripe strawberries and rhubarb. Anyone who's eaten local strawberries knows they are definitely worth the wait! 
Here's a guide to peak times for popular produce. Or find out what's in season where you live right now. Search for local farmers markets or visit LocalHarvest.

deficiency judgments

1. Deficiency Judgments
2. Short Sales
3. Foreclosure
4. What state the borrower lives in and whether there's a second mortgage or other liens

Mortgage lenders pursue homeowners even after foreclosure
More Borrowers Pay Credit Cards Before Mortgages
Borrowers leave troubled Obama plan (06-22-2010)

VIVA SNOW

It's Denver, Colorado. SKIING and SNOWBOARDING!

Thurs Jan 28
         300pm Pickup at airport
         300pm - 600pm take care of local business - buy food
         600pm drive to Breckenridge and get rentals
         Evening - Relax at Cabin / visit Dowtown Breck

Fri Jan 29
         SKI and Snowboard at Breckenridge
         600pm ST family will join us in the evening
         Evening - Relax at Cabin / visit Downtown Breck

Sat Jan 30
         730 Drive to Vail
         900 - 400pm SKI and Snowboard at Vail Mountain Resort
         Evening - Relax at Cabin / visit Downtown Breck

Sun Jan 31
         700am ST and Family Drive to Denver for Church (I will leave a car for you if you don't want to come down with us)
         500pm ST and Family Return
         Evening - Relax at Cabin / visit Downtown Breck

Mon Feb 1
         SKI and Snowboard at A-Basin
         You can take a car to the airport if you leave early and can't stay for the day.

BI & DWH Positions

Technical Lead - BI MicroStrategy & Teradata Required Skills:

• 10+ years experience working with ETL and BI tools/applications
• 7+ years experience defining, designing and implementing business intelligence solutions utilizing MicroStrategy
• 5 + years working with MicroStrategy installations, configurations, project design and implementation, dashboards, reports.
• 5+ years developing complex stored procedures that incorporate best practices in data retrieval, error trapping, tuning and exception handling
• Experience utilizing the MicroStrategy SDK to customize the look and feel of the UI.
• Expertise in development of datasets, derived metrics, Custom group, Consolidation, dashboards , widgets
• Expertise in development of MSTR Schema Objects
• Hands-on experience in integration with enterprise portals, mobile integration
• Knowledgeable on admin functionalities of MSTR such as User creation, ACL, Movement of objects using command manager, usage of Integrity Manager, setting up of Enterprise Manager, security filters, subscriptions
• Comprehensive knowledge of the MicroStrategy tool suite (I-Server, Architect, Desktop, Web, Narrowcast, OLAP Services and Report Services).
• Participate in ongoing design, code, test and documentation of new database features or data model enhancements Skills/Attributes
• Demonstrated experience w/ Teradata TD12/TD13 w/ expertise in BTEQ scripts development
• Strong understanding of implementing/programming business logic
• Strong work experience using Teradata Utilities (BTEQ, Fast Load, MultiLoad, FastExport, TPump).
• Strong work experience using Teradata Tools (SQL Assistant, PMON, Teradata Administrator).
• Insurance industry experience is a plus.
• Experience on large multi terabytes data warehouses.
• Should be self-starter to identify and implement new enhancements in the Teradata Warehouse environment to keep up with the advancements in DW industry
• Ability to handle multiple priorities in a fast paced environment while driving toward solutions
• Experience with multiple Business Intelligence tools

Big Data Hadoop Developer ------- 08/15/2013

1. Hadoop specifically with Cloudera;
2. Core Java development exp;
3. TALEND ETL;

Comparable tools to Hadoop:
Mongo DB (open source) or Cassandra or Google big table or IBM big insights or DataMeer or Tableau or Karmasphere or MicroStrategy.
The Big Data Engineering team is actively recruiting for an Engineer Specialist, with a solid understanding and extensive hands-on experience engineering Hadoop products for large scale deployments. The candidate must have experience with all components of the Hadoop ecosystem and will contribute to the architecture and engineering responsibilities of the Hadoop offering within Citi’s portfolio.
Knowledge/Experience:
    § 5+ years overall IT experience.
    § 2+ years of experience with Big Data solutions and techniques.
    § 2+ years Hadoop application infrastructure engineering and development methodology background.
    § Experience with full Hadoop SDLC deployments with associated administration and maintenance functions.
1. designing application solutions that make use of enterprise infrastructure components such as storage, load-balancers, 3-DNS, LAN/WAN, and DNS.
2. developing Hadoop integrations for data ingestion, data mapping and data processing capabilities:
    § Well-versed with concepts of high-availability, redundant system design, disaster recovery and seamless failover.
    § Experience with Cloudera distribution (CDH) and Cloudera Manager is preferred.
Technical Skills:
    § Advanced experience with Java, HDFS, MapReduce (hadoop lang), Hive, HBase, Pig, and Flume - all these are hadoop tools and languages.
    § Red Hat Linux, UNIX Shell Scripting, RDBMS, NoSQL, and ETL solutions.
    § Clojure – scripting for hadoop , Cascading, AVRO JSON.
    § Apache Mahout – same as R- statical analytical tool – nice to have.
    § SOLR – search tool nice to have.
    § Lucene – nice to have.
    § Monitoring tools such as Ganglia and Nagios – nice to have.
    § Analytical tools such as Datameer, Karmasphere and R – nice to have.

Position: Microstrategy Consultant/Lead ------- 02/14/2011
Required:
· MicroStrategy certification for versions 8.
· 5+ years of MicroStrategy experience (creating reports, graphs, metrics, attributes, filters, prompts, hierarchies, transformations)
· 3+ years of Narrowcast experience including dynamic subscription
· 3+ years flash dashboard development
· 3+ years MicroStrategy Administration experience
· Experience working on Windows OS as well as UNIX
· Integrity Manager
· ScanMD and MD Doctor
· Written and verbal English communication skills
· Ability to QA/QC deliverables and processes

Sales Director

Responsibilities:
• Manage existing customers and look for new opportunities
• Write proposals for new business
• Manage new opportunities and bring to closure
• Manage projects, working with India based team
• Hands on project architecture, design and some implementation work
• Contribute to InfoCepts marketing efforts including writing whitepapers, doing webinars, participating in trade shows, etc.
Skills, Experience and Background:
• Seven plus years consulting experience in data warehousing and business intelligence services delivery
• Demonstrated business intelligence and data warehousing solutions implementation experience in a Project Lead role.
• Experience with MicroStrategy preferred
• Outstanding written and verbal communication skills
• Position to be based anywhere in the Northeast

Some travel will be required, though given our offshore delivery model, the bulk of the travel is short (one to three days), no more than once or twice a month. The bulk of work can be done from your home-based office.

Sales Engineer

Responsibilities:
• Load data sets to relational databases for building multi-dimensional cubes, configuring and extending demo to showcase product capabilities and proof-of-concept assistance
• Supporting proof-of-concept work and prototype development
• Providing rapid prototyping support for solution demonstrations of software to prospective customers
• Creating databases, structuring and manipulating data (ETL)
• Data cleansing and analysis
• Building OLAP cubes
• Developing reporting scorecards and various analytic views
• Configuring and building extensions to J2EE application leveraging knowledge of Swing, Spring framework
• Web application installation and configuration

Skills:
• At least four years of industry experience in development / consulting / technical presales
• Experience with MS SQL 2005/2008, SQL programming
• OLAP experience (MS Analysis Services 2005/2008) desirable
• Experience creating MicroStrategy content
• Experience with Java/J2EE based web application development, Swing, ANT
• Strong analytical and problem solving capabilities
• Strong written and communication skills
• Ability to meet deadlines and work within a very dynamic environment where a high degree of flexibility is required.

CMS DATA CENTER APPS:
Nexus 7000 Core Cisco switches
Call Manager Cluster
ALL Managed Security Servers
SevOne
Tivoli
NCIRCLE
CITRIX
Mainframe Traffic / Host on Demand
Active Directory
WiFI Access
SharePoint
CAPMS
Microsoft Lync
Mainframe Access
Fujitsu Access
AD & DNS services
Remedy

After CMS Portal maintenance, Please test the applications. Below is the list that are implemented in this maintenance:

1. Update HIOS landing page
2. Create New Skin for Menu Enabled Portlets
3. Enable Microstrategy Reports under BI tab in PROD
4. Content Change in Request Access Portlet
5. Hidden pages show up in menus
6. Browser Detection and Display Message for Problematic Browsers
7. Context Menus Missing from Standard Skin
8. Javascript error when rendering mega-menu
9. OnePI audit logs should not log any trace information
10. CMS search opens in same window, should be in new window
11. ACO Calendar widget height is not displaying correctly
12. Configure the MSTR LB URL in WAB and change the links to point to LB URL

   (To Be Continued)

Tax, Priceline Bid & Iaido

Top 6 Mindless Money Wasters
2010 Tax Filing Tips
Priceline Bidding Tips
What is  Iaidō (居合道)? Local resources:

• Capital Area Budo
• Shidogakuin

Federal Tax:

1. Monthly Tax Deposit (Withhold Tax + FICA x 2): Due 15th of the next month.
2. Quarterly Form 941 Report (IRS will send the Form, but it can be downloaded online): Due end of the next month (April, July, October, January)
3. Yearly Form 940 Report (IRS will send the Form, but it can be downloaded online): Due 01/31.

State Tax (Virginia):

1. Monthly State Tax Deposit (Online at VA Tax Department)
2. Quarterly State Unemployment Tax (Online at VA Tax Department)
3. Yearly Business Income Tax (Online at VA Tax Department)

Tax Filings:

1. W2 & 1099 - due 01/31
2. 1120S (S-Corp) - due 03/15. SIGN BOTH 1120S AND VA502, PUT VA502, AND VK-1 ON THE TOP of 1120S,   MAIL THE WHOLE PDF FILE TO  VA, ADDRESS IS ON THE TOP LEFT CORNER OF VA502.
3. Virginia Annual Income Tax - due 03/01
4. 1040 and State Tax Filing - due 04/1. 
5. Deposit "401(K) Employee Salary Deferral" (Max = $16,500) by 01/15. For example, John has an annual salary of $100,000 and deposit $16,500 as employee deferral. So in his W2, Box#1=83,500; Box#3 and Box#5 = 100,000; Box#13 has "Retirement Plan" checked. This deferral amount of $16,500 is to be reflected in 1040 Form. The Federal and State Tax will be based on 83,500.
6. Deposit "Profit Sharing" (25% of W2) by 04/15
7. Deposit Roth IRA ($5,000) by 04/15
8. Employee Benefits Legal Resource Site

Supporting document to Accountant for 1040 Filing:

1. Virginia Vehicle Tax
2. Mortgage Loan Interest Payment (1098)
3. Property Tax and Home Owner Insurance
4. W2, 1099
5. Stock Sales Spreadsheet (==> Schedule D)
6. LLC Business Expenses (==> Schedule C)
7. Property Settlement sheet (==> Schedule E)
8. Repair & Improvement, Depreciation, etc (Schedule E)
9. Energy-Saver Appliances and Home Improvement

On Jan 5, 2011
1. We are entitled to a copy of our credit reports once a year from the three major credit bureaus. They are available free at AnnualCreditReport.com
2. The health care reform act requires health care insurers to cover preventive care, including cancer screenings, cholesterol tests, mammograms and other preventive services without charging you a co-payment, co-insurance or deductible.
3. As part of the compromise to extend the Bush tax cuts, Social Security taxes will drop to 4.2% from 6.2% for 2011. So, please increase your 401(k) contribution.

Avoid an Audit: 6 'Red Flags' You Should Know

IRS Audit Red Flags: The Dirty Dozen

 4. Home office deduction.
5. Business meals, travel and entertainment. 
6. Claiming 100% business use of vehicle.
7. Claiming a loss for a hobby activity.
12. Taking higher-than-average deductions.    

TAX BRACKET (Year 2010)

If you file taxes jointly with your spouse, the first $16,750 you earn in 2010 is taxed at 10 percent; the next $51,250 is taxed at 15 percent; the next $69,300 at 25 percent and so on. The highest rate you pay is your marginal tax rate, often called your tax bracket.

Here are some of the differences for tax year 2011:

• The $400 ($800 if married filing jointly) Making Work Pay Credit will expire.

• The Social Security payroll tax rate will decrease by 2 percent, to 4.2 percent from 6.2 percent, for wages up to $106,800.

• The self-employment tax will decrease by 2 percent, to 10.4 percent from 12.4 percent, on self-employment income up to $106,800.

• The estate tax will return with a rate of 35% and a lifetime exclusion of $5 million for 2011 and 2012.

• The personal exemption amount will increase to $3,700 (from $3,650 in 2010).

All costs of Edward Jones:

IRA#1: USD 20.00

ROTH#1: USD 40.00

ROTH#2: USD 40.00

TRUST (OWNER'S 401K PLAN): USD 250.00 plus 1% soft cost (per plan, NOT per person)

Term: Annual

Shop for Term Life Insurance:

Click here for quick quotation.

On 2011-12-28, 10-Year Term, GENWORTH LIFE, 250K, 500K, 750K, 1M: $69, $122, $175, $228.

The original rate (non-smoker), 30-Year Term, 1M: $145 or $178.

See this on 12/15/2013, Possible Tax deductibles:

State Sales Taxes
Reinvested Dividends
Out-of-Pocket Charitable Deductions
Student-Loan Interest Paid by Mom and Dad
Job-Hunting Costs
Moving Expenses to Take Your First Job
Military Reservists' Travel Expenses
For the Self-Employed: Deduction of Medicare Premiums
Child-Care Credit
Estate Tax on Income in Respect of a Decedent
State Tax Paid Last Spring
Refinancing Points
Jury Pay Paid to Employer
American Opportunity Credit
A College Credit for Those Long Out of College
Those Blasted Baggage Fees
Credits for Energy-Saving Home Improvements
Bonus Depreciation ... And Beefed-Up Expensing
Break on the Sale of Demutualized Stock
Social Security Taxes You Pay
Waiver of Penalty for the Newly Retired

Mahler's 9th Symphony

THIS IS ONE OF MY FAVORITE MUSIC.
(Also see 杨典琴论之二：血琴鉴)
Lenny gives comments to Mahler`s 9th Symphonie


Bernstein conducts Mahler 9th ending


L. Bernstein Conducts Mahler's 9th Symphony (1/9)


L. Bernstein Conducts Mahler's 9th Symphony (9/9)

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